Interest rates have gone up three times since December 2021 and have moved from a record low of 0.1% to 0.75% in March 2022 with many experts predicting more interest rate rises to come in 2022. The way mortgage companies set their mortgage offerings is directly related to the Bank of England base rate so it is to be expected that mortgage interest rates will also rise accordingly. So, is it a good time to remortgage?
You’ve come to a point in life where you want to move from your current home. This could be to relocate to a new area, the need to increase the size of your home as your family grows or that you need to downsize to something more manageable. In this article we take a look at how an estate agent will value your property.
Despite the unpredictable British weather, we do, as a nation love to be out in the garden. From pottering around in the borders, to cooking up a storm on the BBQ and making the most of the sometimes-shy sunshine with friends and family. One garden trend that has increased in popularity over the last couple of years is adding a garden room.
Things have not been easy for several years with Brexit, Covid-19 and now the soaring cost of living. All of these circumstances have caused many people considerable financial hardship and this in turn means that people are finding it hard to juggle their monthly expenditure. What should you do, then, if you're struggling to pay your mortgage?
Governments globally are taking an ever-tougher stance on carbon emissions and in the UK the domestic sector is being targeted for significant changes. From the way we fuel our car, to how we heat our homes and how well insulated they are, the Government wants us to reduce carbon emissions.
In this article we will take a look at landlord responsibilities as far as fire risk and safety are concerned. This will focus on the private rental sector and does not cover the extra complexities of Homes of Multiple Occupancy, shared flats or the social rented sector.
Getting on to the property ladder is not always an affordable affair and the Government does have schemes to help buyers who could ordinarily not afford to buy a house, make that step towards being a homeowner. One such scheme is the shared ownership and we will cover this in more detail in this article.
The Government’s affordable home ownership schemes could help you get on the property ladder. In this article we review the Government’s Equity Loan Help to Buy Scheme and a little more detail.
There are a million things to think of when moving home from that essentials bag for the first few days, to mail re-directs, changes of address, packing up all your possessions and the logistics of the move itself. It’s no wonder then, that sorting out all the final bills can get overlooked. In this article we provide a handy reminder of the bills and some tips on how to deal with each one.
Lighting is, of course, very practical and allows you to illuminate even the darkest areas of your home, especially in those dark winter months, but there is so much more to lighting than the simple practicalities and your choice of lighting can make a massive difference to the look and feel of your home.
When letting a property out, it isn’t simply a case of finding a tenant, signing an agreement and letting them move in. In this article we will take a look at the checks that a landlord needs to carry out and the information they will need from a prospective tenant.
Letting out a property is a very worthwhile undertaking and can be very rewarding, but it doesn’t come without responsibility. As a landlord, the safety of your tenants is and always will be your top priority.